body {
	margin: 0px;
	font-family: arial, helvetica, sans-serif;
	font-size: 1em;
}

img {
	border: 0px;
}

div#header {
	width: 100%;
	background: url(../images/header_bg.jpg) no-repeat;
}

div#footer {
	clear: both;
	font-size: .6em;
	text-align: center;
	width: 80em;
	margin-left: auto;
	margin-right: auto;
}

.blue_text {
	color: #006699;
	font-weight: bold;
	font-style: italic;
}

div#content {
	padding: 1em;
}

a:link {
	color: #ae003d;
	text-decoration: underline;
}

a:visited {
	color: #ae003d;
	text-decoration: underline;
}

a:hover {
	color: #ae003d;
	text-decoration: none;
}

h1 {
	color: #006699;
}

h2 {
	color: #006699;
}

h3 {
	color: #006699;
}

#nav_bar {
	width: 44em;
	height: 28px;
	background: #006699;
	position: relative;
	margin-left: auto;
	margin-right: auto;
}

#bar {
	height: 28px;
	width: 100%;
	background: #006699;
}

/* this style sheet covers the top nav for ipg website   */

  


/* this starts the TOP MENU */



.cl2Bar {VISIBILITY: hidden; WIDTH: 0px; POSITION: absolute; HEIGHT: 0px; BACKGROUND-COLOR: #006699; layer-background-color: #006699;}



/*Styles for level 0*/

.cl2Level0,.cl2Level0over{position:absolute; padding-top: 7px; font-family: arial, helvetica, sans-serif; font-size: 9pt; text-align: center;}

.cl2Level0{background-color:#006699; layer-background-color:#006699; color:#ffffff;}

.cl2Level0over{background-color:#3399FF; layer-background-color:#3399FF; color:#FFFFFF; cursor:pointer; cursor:hand; }

.cl2Level0border{position:absolute; visibility:hidden; background-color:#3D6694; layer-background-color:#3D6694;}  /* this gives a border to the top level nav. I'm making it same color as the page background */



/*Styles for level 1*/

.cl2Level1, .cl2Level1over{position:absolute; padding:8px; padding-top: 6px; font-family:arial, helvetica, sans-serif; font-size: 9pt;}

.cl2Level1{background-color:#006699; layer-background-color:#006699; color:#FFFFFF;}

.cl2Level1over{background-color:#3399FF; layer-background-color:#3399FF; color:#ffffff; cursor:pointer; cursor:hand; }

.cl2Level1border{position:absolute; visibility:hidden; background-color:#3D6694; layer-background-color:#3D6694;}


/*Styles for level 2*/

.cl2Level2, .cl2Level2over{position:absolute; padding:8px; padding-top: 6px; font-family:arial, helvetica, sans-serif; font-size: 9pt;}

.cl2Level2{background-color:#006699; layer-background-color:#006699; color:#FFFFFF;}

.cl2Level2over{background-color:#3399FF; layer-background-color:#3399FF; color:#ffffff; cursor:pointer; cursor:hand; }

.cl2Level2border{position:absolute; visibility:hidden; background-color:#3D6694; layer-background-color:#3D6694;}